The Agora American Express ® Card

Welcome to the world of The Agora American Express Card issued by City Bank - the Card that gives you amazing rewards when you shop at any Agora outlet across Bangladesh or anywhere else.
Welcome Benefit
Enhance your Cardmembership experience with an Agora voucher worth Tk. 2000 in your welcome pack. To celebrate every year of your Cardmembership, get rewarded with an Agora voucher worth Tk. 1000 on your Cardmembership renewal date. Redeem the vouchers for all available products at Agora outlets across Bangladesh by presenting them along with the card. All vouchers will be valid for 2 months.
Spend Benefits
Enjoy an Agora gift voucher worth Tk. 1,000 on spending Tk. 200,000 every membership year. Also get an additional gift voucher worth Tk. 2,000 when you spend Tk. 100,000 in addition to spending Tk. 200,000 within the same membership year.
City Shield
Safeguard the financial needs of your loved ones with our City Shield program.
Double Benefit Insurance (DBI) insures your outstanding balanceduring unfortunate events of death or permanent total disability (PTD) by paying off your full outstanding balance and an equal amount to your nominee, the maximum payout amount will not exceed BDT 2,000,000 or twice the outstanding amount, whichever is lower. Once you get enrolled in the program, you will be charged a coverage fee of 0.35% on your monthly card outstanding balance.
All Accidental Death Insurance (AADI) gives free of cost coverage of BDT 150,000 paid off to your nominee in case of accidental death.
American Express Selects
Reap the benefits of availing great savings at some of your favorite restaurants and shops in Bangladesh and across the globe. To know more about savings and participating merchants, visit:
Earn 10 Aponjon Reward points
Shop with The Agora American Express Card issued by City Bank and get your everyday spending back in the form of amazing rewards. Earn 10 Aponjon Reward points when you spend Tk. 100 at any Agora outlet across Bangladesh and 1 Aponjon reward point when you spend Tk. 100 or USD 2 through POS/ecommerce transactions anywhere else locally or overseas. 1 Aponjon Reward point is equivalent to Tk.1, which can be redeemed only at Agora outlets across Bangladesh.
Complimentary Companion Dining
Indulge yourself and your loved one in a pleasant dining experience at "Top of the Way" restaurant at The Way Dhaka, "Cozy Sizzler" at Long Beach Suites, Dhaka, "Sky Pool" & "Bunka" Restaurant at Six Seasons Hotel, "Grandiose Restaurant" at Dhaka Regency round the year.
Travel with Savings
Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines, Biman Holidays and at: when you book with your City Bank Agora American Express® Card. Promo Codes: BGCBL10 for 10% savings and BGCBL20 for 20% savings. The offer is valid till 30 June 2020. For details call: 16234.

10% savings on system base fare for Dhaka-Kuala Lumpur-Dhaka return air tickets (economy and business class) from AirAsia offices, Bangladesh. Other Terms & Condition may apply. Offer valid till 31 December 2019. For details, please call: 01984555666

US Bangla Airlines: 10% savings on the base fare of both Business and Economy Class tickets for Domestic routes and 7% savings on the base fare of both Economy and Business Class tickets for International routes. Offer is valid till 15 March 2020. Other Terms & Conditions will apply.
Financial Flexibility
You can charge everyday expenses and manage your finances while enjoying the flexibility of paying your balance over time.
0% Interest FlexiBuy Program
Make your dream purchases at any of our FlexiBuy partner outlets and pay at your own pace with instalments ranging from 3-36 months. Your purchases through the FlexiBuy program will earn you Aponjon Rewards points as well. To know more about the program and partner list, visit:

Enjoy complimentary one night stay at Tower Building in The Palace Luxury Resort after paying only for the first night on weekdays. Offer is not valid on Thu - Fri, Fri - Sat and in blackout days. Other Terms & Conditions may apply.
You can also enjoy other benefits such as Supplementary Cards, Card Cheque, Balance Transfer, Cash Access, Equal Monthly Instalment (EMI) Plan, EasyPay, American Express Service Center, 24-hour dedicated Customer Service Center, SMS services, Card Replacement, E-Statements and Auto Debit.
Terms & Conditions:
1 Aponjon Reward point = Tk. 1
Aponjon Reward points are not applicable for transactions at filling stations.
Primary & Supplementary Cardmembers are both eligible to redeem Aponjon Reward points at Agora outlets.
The points may take up to 3 days to be reflected in your account balance.
Each Aponjon Reward point is valid for 3 years from the date of earning.
Points/vouchers will only be redeemable for available products at any Agora outlet in Bangladesh.
Welcome/renewal vouchers are valid for 2 months from the date of obtaining/renewing Cardmembership. Spend benefit vouchers are valid for 2 months from date of reaching the targeted spending amount.
Primary Cardmember must present his/her card for authentication while redeeming the vouchers.
You can check the status of your Aponjon Reward points at any Agora outlet or by calling 16234.
Aponjon Reward points will expire automatically upon the cancellation of The Agora American Express Cardmembership.
Existing Aponjon Membership will dissolve within 90 days of applying for The Agora American Express Card. Cardmembers are requested to use up their accumulated points earned under the previous Agora Aponjon Membership within these 90 days.
Agora reserves the ownership of Aponjon Reward points and has all rights to change the reward model anytime.
Aponjon Points are earned only in multiples of 100 and cannot be earned as fractions; i.e. If a customer spends BDT 3565, the customer will earn 350 Aponjon Reward Points, as opposed to 356 or 356.5 Aponjon points.